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No one wants to leave their loved ones with unforeseen expenses when they pass on. For many, the best solution is burial insurance, a type of life insurance policy designed to cover final expenses such as a funeral and cremation or burial. Our review of the best burial insurance companies rates policies based on their financial strength, number of available riders, coverage options, customer satisfaction and website functionality.
Reviews.com Score | Customer Experience Score | Financial Strength Score | Best for | |
Mutual of Omaha | 4.2 | 4 | 5 | Best Overall |
Northwestern Mutual | 5 | 5 | 5 | Customer Experience |
Colonial Penn | 3.4 | 1 | 5 | Early Enrollment |
New York Life | 4.2 | 4 | 5 | Final Expense Calculator |
Transamerica | 4.4 | 2 | 5 | Flexible Terms |
Among all the burial insurance companies we reviewed, Mutual of Omaha gets the highest marks across the board. The provider is well-respected for both customer satisfaction and financial stability. On the Mutual of Omaha website, you’ll find a streamlined quote process with a coverage calculator. Just keep in mind that benefits cap out at $25,000.
To learn more about this provider, check out our full review of Mutual of Omaha.
✓Best For: Purchasing a policy
✗ Not For: High coverage amounts
Northwestern Mutual is rated no. 1 by J.D. Power for all types of life insurance and generally receives stellar reviews from customers. The provider also has one of the lowest complaint rates from the NAIC. Unfortunately, you won’t find many details about Northwestern Mutual’s funeral insurance options online. Getting details about coverage in your area requires talking to an advisor.
To learn more about this provider, check out our full review of Northwestern Mutual.
✓Best For: Customer satisfaction
✗ Not For: Signing up online